Minor Home Repair Program
The Minor Home Repair Program assists homeowners with the repair of health and safety hazards. Homeowners can qualify for a forgivable loan of up to $15,000 for single-family homes or $7,500 for mobile homes. The loan is forgiven over a 10-year period (10% per year) if the homeowner continues to live in the home and meet the terms of the loan agreement.
If you are interested in the Minor Home Repair Program, please join our waitlist using the link below.
Minor Home Repair Program Interest List
Frequently Asked Questions
How do I know if I qualify?
Your household may qualify if:
• You earn less than 80% of the area median income, adjusted for household size. See table below.
• The home is within the incorporated limits of the City of Elk Grove.
• You own your home, either with or without a mortgage.
• You have homeowner’s insurance.
• You have lived in the home for at least one year.
• The home has one or more health and safety hazards.
• You are current on your mortgage and property tax payments.
• You can maintain the property in a safe and clean manner for the next 10 years.
| Household Size | HUD 2024 Income Limits (80% Area Median Income)* |
|---|---|
| 1 | $66,050 |
| 2 | $75,450 |
| 3 | $84,900 |
| 4 | $94,300 |
| 5 | $101,850 |
| 6 | $109,400 |
| 7 | $116,950 |
| 8 | $124,500 |
Note: Income limits are established by HUD guidelines on an annual basis and subject to change.
How do I apply for assistance?
This program is currently at capacity. Please Sign up using the link above or contact Haimanot Ashenafi, Management Analyst at (916)627-3204 to be put on a waiting list.
What repairs are eligible?
There must be an existing health and safety hazard to receive assistance. Common types of repairs include:
• Roof repair or replacement
• Heating and cooling system repair or replacement
• Water heater replacement
• Plumbing repair
• Electrical repair
• Mold or water intrusion remediation
• Accessibility improvements
What repairs are not eligible?
These types of improvements are generally not eligible:
• Landscaping (including tree removal)
• Cosmetic improvements, such as painting or flooring
• Repairs to garages and other non-living spaces
• Routine maintenance
• Appliance repair
• Purchase of appliances or furnishings